Thursday, May 29, 2025
Summer break and the back-to-school expenses can put a strain on any family’s budget. Between childcare, summer activities, and school supplies, costs can add up quickly. Proper planning can ease financial stress and help families stay on track. Here are some practical tips to help families prepare for the summer months.
Keep Kids Engaged Without Breaking the Bank
Keeping children busy over the summer doesn’t have to be expensive. Try these budget-friendly ideas:
- Look for free or low-cost community programs. Many local libraries, churches, recreation centers, and nonprofit organizations offer free or inexpensive summer activities.
- Explore camps with financial aid. Programs like the YMCA, Boys & Girls Clubs, and city-sponsored camps often offer scholarships or sliding-scale fees.
- Plan DIY fun at home. Backyard picnics, arts and crafts days, and scavenger hunts are creative ways to entertain kids at little to no cost.
- Explore summer internships. Ask your employer or local businesses if they offer opportunities such as stocking supplies or cleaning at salons or barbershops.
- Pro Tip: Set a summer activity budget in advance to avoid last-minute expenses and stay in control of your spending.
Manage Summer Childcare Costs
For working parents, summer childcare can be a significant expense. Consider these strategies to help manage costs:
Look into flexible work options. If possible, adjust your work schedule, explore remote work days, or coordinate childcare duties with a partner or family member.
Apply for government assistance. Programs like Louisiana’s Child Care Assistance Program (CCAP) help qualifying families offset childcare costs.
Form a childcare co-op. Partner with other parents to rotate childcare duties and create a supportive, shared system
Plan Ahead for Back-to-School Expenses
School supplies, uniforms, and activity fees can add up. Starting early can help you stay ahead:
Request an estimated budget from the school. Before summer break, ask school staff for a list of anticipated expenses to help you plan accordingly.
Shop smart during back-to-school sales. Take advantage of tax-free weekends and seasonal promotions to maximize savings.
Use local school supply drives. Many churches, libraries, and nonprofit organizations host drives to support families in need.
Buy used uniforms or supplies. Check thrift stores or connect with families whose children have recently graduated.
Save steadily throughout the summer. Set aside a small amount from each paycheck to reduce stress when school starts.
Take Action Now to Prepare
With a little planning, summer break and the back-to-school season can be more enjoyable and financially manageable. Start now by setting a budget, exploring local resources, and saving early for upcoming expenses.
Visit UnitedWaySELA.org to learn more about available resources or discover ways to support local families in need.
Dominique Alexis
Financial Coach | Financial Capability
United Way of Southeast Louisiana
